According to the U.S. Small Business Administration (SBA), “business insurance protects you from the unexpected costs of running a business.” Accidents, natural disasters and lawsuits are all potential problems significant enough to shut down your business if you’re not properly prepared and covered for them. The federal government requires every business with employees to have … Continue reading Insurance 101: Getting the Coverage You Need
Fraudulent financial schemes aimed at the elderly population are increasing rapidly. Together, we can fight it. A Few Common Schemes • “You won the lottery!” Victims are told they’ve won big and are asked to pay a fee to unlock their winnings. • “Hi Grandma, do you know who this is?” This is an attempt … Continue reading Elderly Financial Abuse: How to spot it and help stop it.
Too much cash is a great problem to have, but how much is too much and what do you do with it? First, you need to determine how much cash you need to keep your business safely running. The general rule is enough to cover at least two months of overhead. You can also open … Continue reading What to Do with Excess Cash: 5 Ideas to Ponder
Identity theft doesn’t just wreak havoc on your business finances, credit and reputation; it can cost you a lot of time and money as well. Knowing what it is, how to prevent it, and what to do if you become a victim could save your company’s credit, reputation and bottom line. What is Business Identity … Continue reading Business Identity Theft – What You Need to Know
We’ve all heard the term SEO, which stands for search engine optimization, but what does it mean and how should we be using it? Many small businesses don’t use SEO to their advantage. SEO can determine whether you gain or lose a sale when customers search for your business online before buying. The right online … Continue reading SEO Crash Course for Small Businesses
According to the FBI, business fraud consists of dishonest and illegal activities perpetrated by individuals or companies in order to provide an advantageous financial outcome to those persons or establishments.1 Also known as corporate fraud, these schemes often appear under the guise of legitimate business practices. While fraud can harm any type of business, it … Continue reading Fraud Protection for Small Businesses
No matter the size or type of your business, you’re probably finding that at least some customers want to pay by credit card. Even if you’ve operated mainly on cash or check payments in the past, you will lose customers if you’re not set up to accept credit cards — and even other forms of … Continue reading How to Find the Best Merchant Services Provider for Your Business
Employee spending can add up fast and also lead to fraudulent behavior if left unchecked. Managing employee expense reimbursements can be challenging, especially for a small business. As a business owner, you need to know what you’re reimbursing for, while also being fair to employees. Here are four tips to help keep expense costs down … Continue reading How to Effectively Manage Employee Expenses
It’s not too late to prepare Hurricane season officially begins June 1st each year and runs through Nov. 30, but that doesn’t mean that a named storm won’t pop up before then. In 2018 the first named storm, made landfall Memorial Day weekend. No matter each season’s predictions, it’s important to be prepared both at … Continue reading Your Business and Hurricane Season
An important investment for any small business is technology, because most businesses cannot operate without computers or software programs these days. When considering an annual budget, upgrades for technology and related services should be at least one line item. Office technology can make your job and your employees’ jobs easier and more efficient, thus justifying … Continue reading Does Your Office Technology Need a Refresh?