Does Your Office Technology Need a Refresh?


Does Your Office Technology Need a Refresh?

An important investment for any small business is technology, because most businesses cannot operate without computers or software programs these days. When considering an annual budget, upgrades for technology and related services should be at least one line item. Office technology can make your job and your employees’ jobs easier and more efficient, thus justifying … Continue reading Does Your Office Technology Need a Refresh?

Is Paid Time Off a Good Fit for Your Business?


Is Paid Time Off a Good Fit for Your Business?

Project: Time Off — a national movement to transform American attitudes and change behavior — reports that 80 percent of workers said they would take more time off if they felt supported and encouraged by their bosses. Beginning in 2000, vacation usage in our country started to fall and has steadily declined since. Some employers … Continue reading Is Paid Time Off a Good Fit for Your Business?

Three Reasons to Use Your Bank’s Credit Card


Three Reasons to Use Your Bank’s Credit Card

Small businesses don’t always have all the cash they need to get started. While starting a business solely on credit probably isn’t a great idea, supplementing some expenses with credit can be. Many banks offer credit cards created just for small business owners. These types of cards often offer cash back, provide credit under your … Continue reading Three Reasons to Use Your Bank’s Credit Card

How Much Does an Employee Really Cost?


How Much Does an Employee Really Cost?

When you hire an employee, there’s salary or hourly wages to consider, but that’s just the starting point for the true cost of a new hire. How do health insurance, payroll taxes, workers compensation insurance and more factor into the big picture, not to mention various hidden costs like work space and training? Using an … Continue reading How Much Does an Employee Really Cost?

8 Ways to Motivate Employees


8 Ways to Motivate Employees

Lots of us resolve to make major changes in our personal lives and health as a new year begins, but did you know that business owners also believe it’s the best time to boost their employee culture? Now is a great time to introduce and help establish new habits and lasting motivation. As a business … Continue reading 8 Ways to Motivate Employees

10 Ways to Simplify Your Finances


Simplify Your Finances

Time is money, at least to many people. Simplifying your finances can save not only time but also reduce stress and possibly put more money in your pocket in the long run. Being able to see a clear picture of your financial situation is invaluable. Money matters often seem unmanageable or overwhelming, but these 10 … Continue reading 10 Ways to Simplify Your Finances

Buying vs. Starting a Business


So, you want to be a business owner? Owning your own business comes with a lot of perks — and could be something you can pass on to future generations — but it’s also a big responsibility. As many current business owners reach retirement age, the option to purchase an existing business is becoming more and more attractive. Rather than reinventing the wheel, you would be getting a built-in customer base, cash flow and location. But if you’d rather start fresh, there are some things you should know.

So, you want to be a business owner? Owning your own business comes with a lot of perks — and could be something you can pass on to future generations — but it’s also a big responsibility. As many current business owners reach retirement age, the option to purchase an existing business is becoming more … Continue reading Buying vs. Starting a Business

10 Money Saving Tips for Small Businesses


10 Money Saving Tips for Small Businesses

  In a rising interest rate environment, now is a good time for small businesses to think about cutting costs and boosting savings. Some cost-cutting strategies are quick and easy, like getting rid of unnecessary expenses or scaling back free lunches, but others represent more long-term options that can make your business leaner, more profitable … Continue reading 10 Money Saving Tips for Small Businesses

How Your Bank Can Help Manage Your Cash Flow


How Your Bank Can Help Manage Your Cash Flow Is cash flow tight right now? Successfully managing a company requires the right people, the right products — and the right tools. Delivering convenience to customers and managing transactions efficiently is all part of keeping the cash flowing. With a steady stream of cash at the ready, you'll be more protected from market fluctuations, have more flexibility to make decisions and be able to invest in growth.

Is cash flow tight right now? Successfully managing a company requires the right people, the right products — and the right tools. Delivering convenience to customers and managing transactions efficiently is all part of keeping the cash flowing. With a steady stream of cash at the ready, you’ll be more protected from market fluctuations, have … Continue reading How Your Bank Can Help Manage Your Cash Flow

The Threat of Social Engineering: What owners need to know to keep their businesses and clients safe.


What exactly is social engineering and why should you be concerned about it? Social engineering is a very popular form of hacking that’s been called the greatest security risk in the decade ahead. It can be done by email, phone or text messaging, and usually the hacker is someone trying to trick you into giving … Continue reading The Threat of Social Engineering: What owners need to know to keep their businesses and clients safe.